Our Buying Process

To enable you to unravel the complexities of buying your home, we have set out below an overview of the various procedures involved.

Registering your details/viewing

Register your details and property requirements with us by email, phone, in person or by completing our registration form; this gives us an insight into your personal property requirements and helps us to know what property details to send to you.

We do not use auto-email, so unlike other agents, we will only send you what we personally think you will like and are within your budget.

Our experienced team will be able to arrange viewings of the properties that may suit.

Our office is open 6 days a week from 9am to 6pm during the week and 10am to 3pm on Saturdays, though sellers may have specific viewing slots for us to show you in.

REGISTER FOR ALERTS

Mortgages & making your offer

Whenever possible you should have a mortgage agreement in principle via a mortgage broker or direct with a lender before you offer. This is so you are comfortable and confident about the level of any offer you make, and the owner will know that you have sufficient funds.

Your offer and buying position will be submitted by us to the vendor for their consideration. This is done both verbally and in writing. It is good to let us know at this point if you have a particular date you need to move by or if you want the seller to leave an item of furniture.

Accepted offer/instructing solicitors

Once your offer has been accepted by the vendor, you should instruct a solicitor to act on your behalf.

Your solicitor will handle all legal requirements of your purchase (property conveyancing). At this point you also need to formally proceed with your mortgage application and instruct your mortgage consultant/broker or lender accordingly.

Mortgage Survey

If you are using a mortgage your lender will arrange for the property to be visited by a Chartered Surveyor to check that the value is correct, and they are happy to secure the loan (mortgage) against it. You may wish to pay for a further survey to be carried out on a property for a more detailed report on the condition.

There are two types of survey that you may wish to have concerning the condition of the property.

READ THE FULL SURVEY